The Benazir Income Support Program has announced the rollout of BISP direct payments, introducing a modern banking-based system aimed at transforming how financial assistance reaches eligible women. Beginning August 13, the new mechanism represents a decisive move away from traditional cash-based disbursements toward a more secure, transparent, and dignified model of support.
Sehat Accounts Pilot Launch Across Major Districts
The new payment mechanism, branded as “Sehat Accounts,” will initially operate in a pilot phase across seven key districts. Under BISP direct payments, beneficiaries will be able to open bank accounts with institutions of their own choice, ensuring greater flexibility and personal control over their funds. This shift is expected to reduce dependency on intermediaries and minimize delays or deductions in aid delivery.
Empowering Women Through Financial Autonomy
A core objective of BISP direct payments is to strengthen women’s financial independence. Chairperson Senator Rubina Khalid emphasized that eligible women will hold personal bank accounts registered in their own names. This approach ensures privacy, transparency, and respect, allowing beneficiaries to access their assistance independently while reinforcing their role in household financial decision-making.
Pilot Cities Selected for Nationwide Readiness
The pilot phase of BISP direct payments will be launched in major urban centers including Karachi, Lahore, Quetta, Gilgit, Muzaffarabad, and Peshawar. These cities were selected to test operational readiness, banking coordination, and beneficiary response before scaling the system nationwide. Lessons from this phase will help refine processes for broader implementation.
Direct Transfers Begin August 14
From August 14, 2025, funds under BISP direct payments will be credited directly into women’s personal bank accounts. This eliminates the need for cash collection points and third-party agents, reducing risks associated with travel, long queues, and unauthorized deductions. The change is expected to significantly improve beneficiary experience and trust in the program.
Related: BISP Mobile Wallet Payment Model: Empowering Pakistan’s Women through Digital Financial Inclusion
Digital Wallet Integration Under Development
To further enhance accessibility, BISP has confirmed that digital wallet options are currently under development. Once launched, these wallets will complement BISP direct payments by enabling faster transactions, balance tracking, and easier access through mobile devices. This move aligns with Pakistan’s broader digital finance and financial inclusion goals, particularly for women in low-income households.
Benazir Hunarmand Program Expands Economic Impact
Alongside BISP direct payments, the program continues to broaden its scope through complementary initiatives. On June 21, 2025, the Benazir Hunarmand Program was launched to provide international-standard skills training to women beneficiaries and their families. The initiative aims to help participants secure dignified employment and transition from assistance to self-reliance.
Building Skills for a Competitive Workforce
Senator Rubina Khalid highlighted that global demand for skilled labor presents an opportunity for Pakistan’s workforce. Programs linked with BISP direct payments are designed to equip women with market-relevant skills, enabling them to contribute meaningfully to the economy. This integrated approach combines financial support with long-term capacity building.
Global Recognition of the BISP Model
The success of reforms such as BISP direct payments has earned international recognition. Delegations from multiple countries have studied the program to replicate similar social protection frameworks. This global interest underscores BISP’s evolution into a benchmark welfare model focused on dignity, transparency, and empowerment.
A New Chapter in Social Protection
With the introduction of BISP direct payments, Pakistan’s flagship welfare program enters a new era of accountable and inclusive service delivery. By prioritizing women’s autonomy, digital access, and skill development, the initiative strengthens social safety nets while laying the foundation for sustainable economic participation.
